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Paytm's comeback trail looks open, but regulatory concerns remain

  • Writer: Team InGovern
    Team InGovern
  • 1 day ago
  • 1 min read

Our Founder and MD, Mr. Shriram Subramanian, recently shared his insights in Business Standard regarding Paytm’s comeback journey.

Paytm’s comeback trail has opened with the RBI granting in-principle approval for its payments services arm to operate as a payment aggregator, following Antfin’s complete exit on August 5. This ends a two-year period during which Paytm Payments Services Ltd was barred from onboarding new merchants.


Mr. Shriram Subramanian highlighted that “the attraction of owning a payments bank business has considerably faded, many players have given their licences back.” His insight reflects that while Paytm has cleared one major hurdle, the continuing restrictions on its payments bank show that deeper regulatory and business challenges remain.


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